Job Description

Mortgage Loan Originator

Location: Jackson, Wyoming

Job Type: Full-Time Exempt

Salary: Commission-Only

Who We’re Looking For

You're a driven and customer-focused professional with a passion for originating first mortgage loans and building strong referral networks. With a consultative approach, you excel at managing relationships and promoting First Western’s products and services to potential clients and partners. You're self-motivated, thrive in a dynamic environment, and are committed to delivering exceptional customer service.

If you're looking for a role where you can directly contribute to business growth and help clients achieve homeownership, this is a fit for you.

About the Role

As a Mortgage Loan Officer, you'll be responsible for originating first mortgage loans and developing relationships with referral partners to support new business growth. Your role will involve working independently, spending a significant portion of your time outside the office engaging with clients and referral partners. You’ll ensure smooth loan transactions by overseeing each step and communicating effectively with all parties involved. By meeting sales goals, providing superior customer service, and maintaining knowledge of mortgage regulations, you'll help drive First Western's success in the mortgage lending market.

If you're passionate about building client relationships and promoting mortgage products, this is your opportunity.

What You’ll Do

Originate first mortgage loans for sale to the secondary market and meet individual annual sales goals, aligned with office sales targets.

• Develop and maintain a referral network through prospecting, cold-calling, networking, and participating in community outreach efforts that promote First Western and homeownership.
  
• Spend more than 50% of your working time away from the office engaging in activities to solicit new mortgage loan business.
  
• Provide exceptional customer service by managing loan transactions through processing and closing, and effectively communicating updates to all parties, including Realtors and referral partners.
  
• Respond to all inquiries and referrals within 24 hours.
  
• Meet with applicants either face-to-face or over the phone to determine the appropriate loan programs and products.
  
• Analyze applicants’ financial information, including income and credit history, and complete preliminary qualification for loan programs.
  
• Present complete loan applications and supporting documentation to the operations team within 72 hours.
  
• Complete initial and subsequent loan disclosures with accuracy and in compliance with TILA, RESPA, and MDIA regulations.
  
• Meet volume goals as set by the sales management team.
  
• Attend all sales meetings and complete required training.
  
• Stay up to date with mortgage regulations, policies, and procedures, ensuring compliance with all applicable laws.
  
• Protect First Western Trust and its clients by utilizing security measures to prevent fraud and theft of assets or information.
  
• Participate in periodic fraud and loss prevention training and adhere to best practices to protect company assets and information.

What You Bring

Bachelor’s degree or equivalent work experience.

• 1-3 years of recent residential mortgage lending experience within a bank environment.
  
• Proficient in Microsoft Office Suite, with a strong understanding of CRM tools, loan origination systems, and loan pricing engines.
  
• Solid understanding of mortgage regulatory requirements, including the SAFE Act, Dodd-Frank, HMDA, TILA, RESPA, ECOA, Fair Lending, and the Fair Housing Act.
  
• Proven ability to cultivate and maintain a quality referral network through prospecting, networking, and community outreach.
  
• Strong analytical skills with the ability to analyze complex financial data and income calculations.
  
• Ability to manage loan transactions from processing through closing, providing excellent customer service and communication.
  
• Detail-oriented with the ability to work independently and collaboratively within an operations team.
  
• Ability to work on complex issues, exercising judgment in selecting methods, techniques, and evaluation criteria for obtaining results.
  
• Ability to meet critical deadlines and work in a paperless environment.
  
• NMLS required upon hire.

What We Offer

Commission-Only compensation structure with strong earning potential.

• 401(k) plan with employer match.
  
• Paid parking and transportation benefits.
  
• Comprehensive health and wellness benefits, including:
  Health savings accounts (HSA)
  
• • Flexible spending accounts (FSA)
    
  • Medical, dental, and vision coverage
    
  Generous paid time off and bank holidays.
  
• Access to training and professional development programs.
  
• Sponsorship and support for obtaining professional certifications.
  
• A culture of collaboration, continuous improvement, and shared success.

Who We Are

At First Western Trust, we’re more than just a financial institution—we’re a team of forward-thinkers committed to excellence, innovation, and impact. Our culture thrives on teamwork and mutual respect, grounded in the belief that diverse perspectives fuel creativity and help us tackle challenges in fresh, effective ways.

We celebrate each other’s successes, welcome new ideas, and take personal ownership in everything we do. A genuine desire to positively impact our clients, communities, and one another drives our work. We meet challenges with a growth mindset, act with urgency and accountability, and constantly strive to raise the bar for ourselves and our clients.

Leadership at First Western means setting an example and fostering a culture of trust, transparency, and respect. Whether you’re just beginning your journey or bringing years of experience, you’ll find a welcoming community where your contributions are valued and your potential is boundless.

We expect our people to:

• Demand and reward excellence.
• Take action and responsibility.
• Collaborate, communicate openly, and give/receive feedback with trust.
• Go above and beyond to do what’s right—always.

If that sounds like you, you’ll fit right in.

Learn more at myfw.com or email Talent.Management@myfw.com.

Equal Opportunity Employer

First Western Trust is proud to be an Equal Opportunity Employer. We are committed to creating a diverse, inclusive, and respectful workplace where every team member is valued and given the opportunity to thrive. We welcome applicants of all backgrounds and experiences and do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other protected status. For accommodation requests, please contact Talent.Management@myfw.com.

Job Tags

Full time, Work experience placement, Work at office, Flexible hours

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